First, where you work and who will live with you. Then Kevin shortlists the units worth seeing, comes along to the viewings, and goes through the terms and the key points of the Sale and Purchase Agreement one by one.
What Kevin does
- Learns your commute, who lives with you and how long you plan to stay.
- Shortlists the units worth seeing, arranges the viewings and comes with you.
- Before you make an offer, sets out the costs and conditions beyond the price.
- Before you sign, goes through the key points of the Sale and Purchase Agreement (SPA) one by one.
What he will ask
- Is it to live in or to let?
- How many people, and how many bedrooms?
- Where do you work or study, and how do you get there?
- What is your budget, and how will you finance it?
- When would you like to move?
What to send first
- The development or layout you are looking at
- The three things that matter most, such as the station, schools or parking
- Days that suit you for viewings
No need to send your IC, income or bank details.
The steps to buying
View and compare
On the same budget, see two or three options.
Offer and booking fee
Agree the price, pay the booking fee and confirm the conditions.
Sale and Purchase Agreement
A lawyer prepares the Sale and Purchase Agreement (SPA), and both sides sign it.
Loan
Apply for a bank loan, which goes through valuation and approval.
Handover
Settle the balance, complete the transfer and collect the keys.
